Matt Bruenig, of People’s Policy Project:
Everyone knows the American health care system is a disaster, but surprisingly few realize just how much of a disaster it really is. One reason for this is that the statistics we use to measure it completely miss how much anguish is caused by people constantly cycling in and out of insurance plans. In prior posts, I have tried to produce some figures that help illuminate the immense degree of “churn” in our system (I, II). In this post, I do the same thing, but with a new data source. What this source reveals is that, in a given 12 month period, 1 in 4 adults between the ages of 18 and 64 — 50 million people — face a spell of uninsurance.
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That’s right: one in four adults between the ages of 18 and 64 faced a spell of uninsurance in the prior 12 months, meaning that they were either uninsured for the entire 12 months or for some period of time during those 12 months. Based on current population estimates, this is just under 50 million people and that’s not even counting children and elderly people.
And a (ahem) vital point, to understand how inhumane our system is:
What’s important to understand about this figure is that it is a direct result of the way in which our health insurance system constantly causes people to lose their insurance at nearly every critical life moment: loss of job, loss of spouse, loss of parent, loss of Medicaid upon income increase, turning 26, moving states, and so on. Indeed, even those who manage to stay continuously insured are nonetheless forced to switch plans all the time, often losing their doctors and preferred providers in the process.
Only a seamless national health plan that keeps you insured no matter what happens to you, like that envisioned by the Medicare for All proposal, can finally rescue Americans from this nightmare system.